The Bank of Parents

Pre-approved 0% interest loans, no overdraft fees, no account minimums, quicker access than an ATM, and a seemingly guaranteed income stream. These are just some of the great benefits of opening an account in the Bank of Parents. Once a child hits a certain age, they are no longer eligible for these benefits. At which point, they will have to open a normal bank account and join the rest of us.

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Why Repeal of the NJ Estate Tax Means Married Couples Should Update Their Wills

(Note: this guest post was written by Kevin A. Pollock, J.D., LL.M. Kevin is an attorney and the managing partner at The Pollock Firm LLC. Kevin's practice areas include: Wills Trusts & Estates, Guardianships, Tax Planning, Asset Protection Planning, Corporate and Business Law, Business Succession Planning & Probate Litigation. Kevin Pollock is licensed in NJ, NY, PA and FL. Kevin's contact information can be found on his website:

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Being Immortal in our 20’s

The Sunday Hangover.

I’m sure for those of us in our 20’s or for those who look back to our 20’s, a system was in place to deal with the Sunday headache so that two hours later, we can bounce back. It can certainly feel like a hangover won’t disturb where we are going. We’re strong. We can pull all-nighters and be perfectly fine. We can eat copious amounts of fast food at 3am and not gain any weight. We are immortal.

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In Case of Emergency, Break Glass

It has been over 30 days since the government shutdown. Over 800,000 federal employees have had to rely on other means to cover their daily needs. From filing for unemployment benefits, to getting part-time jobs and in more desperate attempts, selling vehicles to cover expenses. It is difficult to imagine oneself in their shoes as it is stressful to think about one’s own cash flows, let alone someone else’s.

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