In this current low-rate environment, the decision to refinance to a lower rate and/or a lower term mortgage can be a relatively simple choice to make
Using one’s home as collateral when taking on debt has its pros and cons. On the one hand, you may qualify for lower interest rates, but on the other hand, your
Our everyday lives have certainly taken an unexpected turn due to the COVID-19 pandemic. With most of us spending a lot more time at home, an opportunity has
In order to help combat the COVID-19 pandemic, the $2 trillion+ federal aid package includes several provisions intended to help ease the financial burden that
Recently, the trend of FIRE (Financial Independence, Retire Early) has gained traction among online communities and personal financial planning. The goal of
Financial statements – cash flows and balance sheets, can tell a lot about one’s financial condition. To an even greater extent, personal finance ratios are
Pre-approved 0% interest loans, no overdraft fees, no account minimums, quicker access than an ATM, and a seemingly guaranteed income stream. These are just
It has been over 30 days since the government shutdown. Over 800,000 federal employees have had to rely on other means to cover their daily needs. From filing