529 plans are generally seen as the most efficient way to save for college. In addition, the Free Application for Federal Student Aid (FAFSA) is another
One of the most common questions raised when talking about retirement is ‘Will I run out of money?’ Many retirees have looked to the “4% rule” for guidance. In
We have all heard the phrases “Low Risk, Low Return” and “High Risk, High Return”. Like returns, the risk level of an investment can be measured as a percentage
Adjusted Gross Income (AGI) is an important line on a tax return which affects taxes owed. Common deductions are taken to arrive at this figure, e.g., IRA
When it comes to divorce, there are many financial decisions that must be made throughout the process. Estate plans, tax issues, and division of assets are
Downturns in the stock market can be met with some level of concern. An experienced investor knows the last thing to do would be to sell everything and exit the
IRAs are easy to setup and normally provide you a with a lot of freedom in terms of investment choices. However, there are limitations on what can and cannot be
A common tax savings strategy for investors is to intentionally sell securities with losses to offset gains that have been realized or will be realized in the
Under normal circumstances, withdrawing funds from IRA or qualified retirement plans (e.g., 401(k), 403(b), 457, etc.) before the age of 59 ½ will result in a
An increasing concern in this age of technology is the threat of identity theft. Scammers have a variety of methods to deceive you into giving up your
Job satisfaction/dissatisfaction, age differences, personal preferences, etc. are valid reasons why you would choose to retire earlier than your spouse. Doing
If you have worked for an employer where Social Security is not withheld, such as a government agency or an employer in another country, any retirement or