Client Login

Phone: 609 620-1770

Blog

Life, Dollars, and Sense

How to diversify beyond stocks and bonds?

A reader asked: Since the stock market seems so fragile, and in the long term it seems far from certain that it is safe to entrust with a majority of our retirement and college investments, how else could we diversify and save? I know about the standard ways of diversifying like bonds, real estate, but are there other more creative ways?

How do I make better saving/spending decisions?

One of our readers asked how should people make better saving and spending decisions. This is a great question and one that probably bedevils most folks. Part of the problem is the overwhelming number of advertisements we see each day compared to the number of messages we see urging us to save.

How do you list your beneficiaries on your policies so all your children get equal payouts?

This is a guest post by attorney Kevin Pollock of Pennington, NJ. I would like to thank Kevin for contributing to this blog.

Repairing a Retirement Plan

Forces beyond your control of any one person can send your hard-earned retirement up in smoke, as so many saw in the 2008 financial crisis. How can you repair the damage? One couple’s story shows how this can work.

Making a Financial Planning Difference

At the recommendation of an existing client, Larry and Lois became clients of Weingarten Associates in early 2005. Larry was 60 years old, and Lois was 59. They had a modest income, a very modest investment portfolio, and like many folks, a fair degree of liabilities including a mortgage, two auto loans, and a small credit card balance.

A New Twist on Using 529 Plans to Save for College

Last week I was quoted in an article in the Wall Street Journal regarding the use of the Private College 529 savings plan. In the article I described a strategy of segmenting the fixed income portion of college savings and targeting that in the 529 plan. I thought I would use this blog post to go into a bit more detail on this strategy.

New Tax Compromise: What it Means to You

Now that the dust has settled a bit over the much-hyped ‘fiscal cliff’ with regards to the tax portion of the issue, I thought it would be helpful to put some thoughts together regarding what this all means for you. I have decided to break this post into categories based on whether or not one is working/retired and level of income.

The 1% Challenge (Should you dare to accept)

Question: by saving $400 per month over the next 20 years, earning 7%, one can accumulate $208,370. How much would you have after 40 years?

Would it be double? More than double? How much more?

Hurricane Sandy FAQs

I thought it would be a good time to pass along timely information about what is, and what is not covered under many property insurance policies. If you clickhere you will find an excellent FAQ article.

How would an extra $124,342 suit you in retirement?

I have written in the past regarding the benefits of delaying Social Security benefits for your investment portfolio.

Syndicate content
Website Design For Financial Services Professionals | Copyright 2018 AdvisorWebsites.com. All rights reserved