As many of our clients know I consider maximization of Social Security benefits to be a critical part of one’s income during retirement. I have long advocated delaying benefits in many situations due to the importance of Delayed Retirement Credits. There are various strategies to maximize benefits and provide oneself with ‘longevity’ insurance. I came across a well-done article on many of the strategies that I discuss with clients and thought I would pass along this LINK.  I do hope you find it helpful.