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May 2011

The Mortgage Interest Deduction and The Housing Market

Many of us benefit from the mortgage interest deduction when we file our taxes each year. Policy makers have used the deduction as a way to encourage home ownership. Depending on one’s tax bracket, the interest you pay on your mortgage is effectively reduced by the deduction you receive on your tax return if you itemize your deductions.

Strategies to Boost Your Social Security Benefits

As many of our clients know I consider maximization of Social Security benefits to be a critical part of one’s income during retirement. I have long advocated delaying benefits in many situations due to the importance of Delayed Retirement Credits. There are various strategies to maximize benefits and provide oneself with ‘longevity’ insurance.

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